Systematic Investment Plan (SIP)

MBL Asset Management Limited (MBL AML) has introduced Systematic Investment Plan (SIP) that is very simple, convenient for individual and institutional investors. SIP is a safer investment tool that helps you to invest a certain amount of money on a monthly or quarterly basis in our mutual fund. You can easily take exposure in secondary market as well as fixed income security through this plan.


Investment Process

You can open SIP account with MBL AML anytime by submitting the required documents along with the SIP application form. Just design your SIP as per your requirement:

Monthly Investment Amount: Minimum installment starts from only BDT 2,000 for individual and BDT 5,000 for institution.

Investment Horizon: There is no investment horizon, you have the flexibility to withdraw your investment anytime, fully or partially, without any penalty or charge at Net Asset Value (NAV).


Benefit of Investment in SIP:

Tax Benefit:

Tax advantage on Income: Income from a mutual fund or a unit fund up to Tk. 25,000.00 (Twenty-Five Thousand) is exempted from tax as per clause 22A of Schedule (Part A) Under Income Tax Ordinance 1984.

Investment Tax Credit: According to the current Income Tax Ordinance (ITO) 1984, section 44(2) (c), amended in 2016, amount of allowable investment is-actual investment or 25% of the total (taxable) income or BDT 150,00,000.00 whichever is lowest.

According to Section 44(2)(b) under Income Tax Ordinance 1984, the tax rebate is from 15% to 10% as per following schedule:


Total Income

Rate of Tax Rebate

Up to BDT 15,00,000.00

15% of
eligible amount.

Over BDT 15,00,000.00

10% of
eligible amount.


Highly Liquid:

The fund is highly liquid; instantly redeemable at the latest NAV.

Effective Risk Management:

Diversifying into Various other asset classes approved by BSEC to reduce market risk and Variability.

Creates the Habit of Investment:

SIP helps you to save at regular intervals as per your convenience which makes a discipline habit for long term wealth creation.

Magic of Compounding Effect:

As you invest in small amounts at regular intervals for a long period of time, the return you earn from your investment will be reinvested, which will augment your total wealth. Thus, the power of compounding will work in your best interests.

Start with a Small Amount:

The minimum required amount for commencing investment through SIP is BDT 2,000 only for Individual and BDT 5,000 only of Institution.